December 22, 2024

Family Meeting is Now in Session

Whether you are SINGLE, MARRIED or MARRIED WITH CHILDREN, the information that follows is extremely important to your credit repair success.

WHY?

Well, because getting out of debt and cleaning up your credit report is going to require that the entire family move forward in the same direction, as a unit.

Even if you are SINGLE, the information on this page will prepare you for when you do meet the person you intend to start a family with.

Now, have you ever been driving your car down a busy city road and your passenger says, ‘Turn to the right’, and the person in the back seat says, ‘No, turn to the left’, and the other person in the back seat says, ‘No go straight’, and then you say to everyone in the car, ‘I think we already passed it’.

With this kind of undisciplined navigation, no one will ever get anywhere close to where anyone wants to go.

Well, the process of credit repair demands that everyone in the family stay focused on the end goal, which is a clean credit report.

Everyone in the family needs to KNOW of your intentions to clean up your credit report and of the sacrifices that all of you will be expected to go through and of the changes in lifestyle that all of you are going to experience.

If anyone in the family is not on-board with your intentions to clean up your credit report, most likely, you will fail.

Why?

Well, if ‘the family’ is accustomed to living a certain lifestyle and if everyone in the family is not made aware that the ‘family lifestyle’ is going to downsize, you just might have to go through some very unpleasant discussions, which might turn into some very ugly arguments, which might result into some unruly and disgruntled attitudes.

Sometimes we take our families for granted and ‘think’ that everyone in the family will do what we say.

Well, if you are married with children, you know that this is not always the case.

If you are single, consider yourself lucky… for now.

Family is really important and downsizing the family lifestyle is precisely what is going to happen when you embark on a credit repair journey.

In my experience, if you set expectations and set milestones, and let everyone in the family know of the progress being made, credit repair should be a fairly easy ride.

Take the time to explain to the family the reasons for why you are about to do what you are about to do, and explain how life will be much better when the family is out-of-debt and living with a good credit report.

Your children may learn a very valuable lesson here, that they can apply later in their own life, when they become parents themselves.

As for your spouse, well, the two of you became ONE when you married, and you vowed ‘for better or for worse’, I am certain that you did not marry each other to make life worse.

Statistics prove that the heavy burden of debt is the number one reason marriages get crushed and end in divorce, ultimately leaving a trail of emotional and physical destruction behind.

If the two of you commit to fully support each other as you go through this long process of credit repair, the two of you will be blessed and graced to be able to grow old together, and enjoy watching your grandchildren and great-grandchildren play in the front yard of the home the two of you built… together.

Goodwill Credit can help turn your bad credit into good credit and make your good credit even better. SUBSCRIBE NOW.

Carlos Cruz

In the Credit and Collection business since 1982.

View all posts by Carlos Cruz →

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