December 22, 2024

FREE Credit Reports – NO CATCH

If you want to receive a FREE copy of your credit reports from ALL THREE major credit bureaus, WITH NO CATCH, then keep on reading.

Though there are many places to receive a FREE copy of your credit reports and credit scores online, you must understand that ‘FREE’ does comes with a catch… CLICK HERE for the ‘CATCH.

www.AnnualCreditReport.com is the Official Website that is maintained by Central Source, LLC, which is sponsored by Equifax, Experian, and TransUnion, which are the three major credit bureaus, and on this website you can request your credit reports from ALL THREE major credit bureaus for NO COST, ZIPPO, NADA. (That means absolutely FREE)

Now, you must be aware of the following, which might be viewed as a ‘CATCH’ but I personally do not think so.

Though www.AnnualCreditReport.com is the Official Website for ALL THREE major credit bureaus, and though you do have the opportunity to request and receive ALL THREE credit reports for FREE, this website DOES NOT offer any particular ‘service’ to assist you when it comes to repairing your credit report.

In addition, it does not offer a FREE credit score option, nor does it offer a PAID OPTION to receive your credit score.

If you do want to receive your credit score you must pay a fee directly to the specific major credit bureau.

What you will find on www.AnnualCreditReport.com are some tips and advice for credit repair, budgeting and other ancillary credit information, but you will not get a comprehensive guide nor any effective strategies to clean up your credit report. You are basically left on your own to ‘put it all together’.

My advice is to utilize both www.AnnualCreditReport.com in concert with the FREE Credit Score websites.

However, one final word of caution: The credit scores that you receive from the FREE credit score websites may not be as accurate as they should be, so be careful to not place a lot of confidence on this information.

Goodwill Credit can help turn your bad credit into good credit and make your good credit even better. SUBSCRIBE NOW.

Carlos Cruz

In the Credit and Collection business since 1982.

View all posts by Carlos Cruz →

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