We are not a Lawyers nor Licensed CPAs.
We are not financial advisors and this is not legal financial advice.
The information here is based on our own personal experiences since being in the credit, collections, and finance business since 1982.
If you need personal and individual legal and/or financial advice, please seek the advice of a licensed CPA or a credentialed attorney.
We do our best to post relevant credit information and to answer your questions, however, every situation and circumstance is unique and different and we answer questions in general terms.
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The information presented on this website is meant to be used as general information and not complete and comprehensive or an authoritative source of legal information and should not be relied upon as such.
Also, though we take all efforts to maintain and update the information on this site, rules and regulations are constantly changing and the passing of time might affect the accuracy of the information within.
Therefore, all consumers of this website are strongly advised to consult a qualified legal professional before taking any action based on the information contained on this website.