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There is no shortage of online websites that offer you the opportunity to get a FREE copy of your credit report and credit score, but, as you might have guessed, there is a catch.
If you want your FREE credit reports with NO CATCH… CLICK HERE.
As you might already know, NOTHING in life is actually FREE.
If you do go to a FREE Credit Report Website to request your ‘FREE’ credit report and credit score you will most likely be required to Sign-Up for certain paid services, such as; credit monitoring services or identity theft protection.
Though there is nothing wrong with these ‘types’ of services, it is important for you to understand that these services may come with a monthly membership cost to you.
In addition, in exchange for getting your ‘FREE’ credit report and credit score, you may be required to give permission to the FREE Credit Report Website so that they can send you Targeted-Direct-Advertisements which are sent to you by email and/or by text to your cell phone.
Understand that some or all of the Targeted-Direct-Advertisements are targeted ‘towards you specifically’ and these advertisements, may not only be annoying, but could motivate you to spend money on stuff that you may not need, want, or may not be able to afford.
In addition, (and this is also very important for you to be aware of) you may only receive a copy of your credit report from only two of the major credit bureaus; Equifax and TransUnion, and NOT from Experian.
Experian has elected to not participate in many FREE programs, therefore, you will have to go to their website to make your request which may cost you a fee.
By NOT receiving an Experian credit report you will not be able to get a complete picture of your credit record.
In summary, if you do choose to take advantage of a FREE Credit Report Website, make sure that you take the time to carefully read and understand the Terms and Conditions and the Terms of Service.
Goodwill Credit can help turn your bad credit into good credit and make your good credit even better. SUBSCRIBE NOW.
