by Remember how nervous you felt as a child when your parents received your report card from school?
If you were a good student, you were not worried so much about what your report card said about you because you knew you were in the clear.
However, if you were not such a good student you knew you were going to ‘get-it’ from your parents. You may not have known ‘how-bad’ you were going to ‘get-it’, but you knew you were in BIG TROUBLE.
Well, all that has passed now, and you are so relieved to be out of school, no longer having to bear being subjected to evaluations and grades by teachers for your scholastic performance.
All the judgment is over… right?
WRONG!
Though you may not be graded for your educational achievements (or lack thereof) any longer, you are now going to be continuously ‘graded’ (or ‘scored’) for your personal financial management.
Rather than your parents receiving a report card, it will be your potential creditors who will receive a Credit Report.
That is of course if you decide to apply for their association and request their approval on a credit application, which most likely you may not be able to avoid.
Your Credit Report includes a lot of personal identifying information, along with your credit history, public records, and inquiries, and all of this information is compiled and evaluated for the purpose of giving you a Credit Score.
Just as your teachers assigned you a grade on your report card, the Credit Bureaus will assign you a Credit Score based on your Credit Report.
Your Credit Report is YOUR HUGE RESPONSIBILITY, so your job is to make sure that your Credit Report remains as accurate and as pristine as it can possibly be.
The GREAT NEWS is this: just as YOU are in total control of what you eat, what you read and what you watch online, YOU are in total control of your Credit Report.
Goodwill Credit can help turn your bad credit into good credit and make your good credit even better. SUBSCRIBE NOW.
